We know it's so tempting to start searching for homes immediately when you're ready to buy! However, there's nothing more frustrating than finding the perfect home and missing out on placing an offer when you're not pre-qualified for a home loan yet. This is why for every client looking to hire us, we encourage them to talk with a lender first before we begin searching for the right home!
A couple of things you'll need to have prepared to get pre-approved...
- High enough credit score (620 or above)
- W2 forms from the past year
- Recent paystubs (typically from the past 2-3 months)
There are a variety of different loan programs, so make sure to get pre-qualified for the specific programs that best suit your needs.
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